Grow your money! : 101 easy tips to plan, save, and invest / Jonathan D. Pond. [print]

chapter 1. Achieving your financial dreams -- Idea 1 : program your financial navigation system -- Idea 2 : time is your ally -- Idea 3 : getting rich is boring -- Idea 4 : millionaire success secrets -- Idea 5 : go forth and let your money multiply -- chapter 2. Profiting from a fabulous career -- Idea 6 : the ingredients of career success -- Idea 7 : advice for those who have taken a career sabbatical -- Money tip : continuing your education, for consumption or investment? -- Idea 8 : considering a career change? -- Money tip : leave your job on good terms -- Idea 9 : buck the odds by starting and succeeding in your own business -- Money tip : pension-plan advisory -- Idea 10 : your career doesn't have to end when you reach retirement age -- chapter 3. Accumulating real wealth -- Idea 11 : how great wealth is created -- Idea 12 : the miracle of tax deferral -- Idea 13 : devising a plan to reconcile your gross habits with your net income -- Money tip : help yourself and the economy by practicing "reverse keeping up with the Joneses" -- Idea 14 : out, out, damned budget -- Money tip : chump no more : using online coupon codes -- Idea 15 : save your raise -- Idea 16 : deciding what to do with a financial windfall -- chapter 4. Using debt to your advantage -- Idea 17 : borrow for things that will appreciate in value -- Money tip : establishing your good credit for the first time -- Idea 18 : getting richer with borrowed money -- Idea 19 : manage your home equity loan like a business -- Idea 20 : pay off your credit cards later rather than sooner -- Money tip : managing your student loans -- Idea 21 : getting out of debt problems -- Idea 22 : buffing up your credit -- Money tip : need a short-term loan? : borrow from your IRA.

chapter 5. Putting money away for a prosperous future -- Idea 23 : the tortoise beats the hare : getting rich slowly -- Money tip : both a saver and investor be -- Money tip : advice for those for whom the lottery is their primary retirement plan -- Idea 24 : making the most of money you're going to need within a few years -- Idea 25 : preparing for a financial emergency can cost you thousands -- Idea 26 : the best ways to invest for retirement -- Idea 27 : saddled with a lousy 401(k) plan? : roll your 401(k) plan into an IRA after your turn 59 1/2 -- Money tip : investing in your employer's stock? : stock purchase plan, okay -- 401(k) plan, not -- Idea 28 : should you make a Roth IRA conversion? -- Idea 29 : Yes Virginia, you do qualify for an IRA contribution -- Idea 30 : retirement plans for the self-employed simplified -- Idea 31 : smart (and painless) ways to add to your investments -- Idea 32 : free at last : deciding what to do with your retirement savings plan when you change jobs -- Money tip : what's your number? -- chapter 6. Becoming a savvy investor -- Idea 33 : create a world-class investment portfolio with just six investments -- Idea 34 : making the most of your mutual fund investments -- Idea 35 : idle cash need not earn paltry returns -- Idea 36 : what kind of investor are you? : take the quiz -- Idea 37 : investing when you're just starting out -- Money tip : shun those who think they can predict the future of the investment markets -- Idea 38 : when it comes to investing, average is pretty good -- Idea 39 : putting your investments on autopilot.

chapter 7. Supercharging your investments -- Idea 40 : there's something nice about being a contrarian -- Idea 41 : investment returns make a big difference -- Idea 42 : four can't-miss investments -- Idea 43 : a rich recipe : adding individual securities to your mutual fund portfolio -- Idea 44 : the truth and nothing but the truth -- Idea 45 : investing profitably in sector funds -- Idea 46 : sayonara : deciding when to sell an investment -- Idea 47 : surviving a market decline -- Idea 48 : quick ways to evaluate a real estate investment -- Idea 49 : why not be lord or lady of the land? -- chapter 8. Buying and maintaining a house -- Idea 50 : tricks of the home-buying trade -- Idea 51 : save for a house or save for retirement? -- Idea 52 : should you pay off your mortgage early? -- Idea 53 : appeal your property tax bill -- Idea 54 : move or improve? -- Money tip : find out if you're still required to pay for private mortgage insurance -- Idea 55 : surviving a home improvement project -- Money tip : think thrice before buying an appliance service contract -- Idea 56 : vacation home follies -- chapter 9. Paying for college and other big-ticket items -- Idea 57 : big-ticket items tell a lot -- Idea 58 : why college and cars and other costly necessities are so expensive -- Idea 59 : saving for college -- Idea 60 : preparing for annoying but inevitable expenses -- Idea 61 : create a homemade 529 plan without the hefty expenses -- Idea 62 : save for college and retirement in the same account -- Idea 63 : cutting college costs -- Money tip : the peril of sacrificing retirement savings to save for college -- Idea 64 : if you hate cars, buy new -- if you love cars, buy used -- Idea 65 : ten money savers that will save you thousands of dollars in car ownership costs -- Idea 66 : Dr. Jonathan's car-loan-addiction elixir.

chapter 10. Giving Uncle Same his due, and not one cent more -- Idea 67 : ten top tax-savings ideas -- Idea 68 : news flash : congress isn't going to tinker with your tax breaks -- Idea 69 : increasing investment returns by decreasing taxes on investments -- Money tip : many tax-saving strategies aren't worth the effort -- Idea 70 : getting a tax refund is bad news -- Money tip : prepare your own income tax returns -- Idea 71 : managing your tax bite after you retire -- Money tip : how long should you keep your tax returns? -- Idea 72 : last-minute tax-saving ideas -- chapter 11. Securing the future for you and your loved ones -- Idea 73 : filling gaps in your property insurance coverage -- Idea 74 : surprise : you're probably overinsured -- Idea 75 : the straight scoop on life insurance -- Idea 76 : is it time to trade in your term life insurance policy for a newer model? -- Idea 77 : long-term-care insurance? : not for everyone -- Idea 78 : insurance to avoid -- Idea 79 : estate planning, ignore this if you dislike your heirs -- Idea 80 : do you really need a living trust? -- Money tip : where should you store your will? -- Idea 81 : helping older family members cope with their finances -- chapter 12. Making smart decisions a family affair -- idea 82 : picking the right professionals to advise you, if you really need their advice -- Idea 83 : domestic financial felicity need not be an impossible dream -- Idea 84 : advice for twentysomethings : something your parents and grandparents know for sure -- Idea 85 : dual-career parents of youngsters : does that second paycheck really help the family budget very much? -- Idea 86 : teach kids about money -- Idea 87 : IRAs for the younger set -- Idea 88 : avoiding financial scams.

chapter 13. Enjoying a great retirement -- Idea 89 : can you get there from here? : finding out where you stand -- Idea 90 : successful early retirement .. -- Idea 91 : it will probably cost you less when you retire than you think -- Idea 92 : last-minute ways to boost your retirement income -- Idea 93 : it's a mistake to collect social security early -- Idea 94 : changes you should make in your finances when you retire -- Idea 95 : making sure you never run out of money -- Money tip : the new breed of variable annuity -- Idea 96 : the reverse mortgages : less than meets the eye -- chapter 14. Savoring the good life, now and later -- Idea 97 : simplifying your financial life -- Money tip : always keep the basics in mind -- Idea 98 : financial security in thirty minutes a month -- Money tip : never underestimate the value of common sense -- Idea 99 : invest in your good health -- Idea 100 : taking advantage of the best financial opportunities -- Idea 101 : it's time to indulge yourself -- Appendix. Grow your money! : to do calendar.

Outlines accessible strategies for real-world investment goals, from paying down a mortgage and financing a college education to preparing for retirement and saving for present-day needs, in a resource for reluctant investors.

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