000			03087cam a2200421Mi 4500
001			ocn957655320
003			OCoLC
005			20240726105020.0
008			160902s2016 nju ob 001 0 eng d
010			_z2016022175
040			_aIDEBK _beng _epn _erda _cIDEBK _dNT _dOCLCO _dOCLCQ _dOCLCO _dOCLCF _dYDX _dOCLCQ _dJSTOR _dAGLDB _dNHM _dEBLCP _dCCO _dCSAIL _dTJC _dWAU _dNRC _dIDB _dUBY _dUAB _dVGM _dOTZ _dDEGRU _dRRP _dP@U _dMERUC _dOCLCQ _dIDEBK _dCUS _dIAA _dCEF _dNJR _dINT _dJBG _dOCLCQ _dTKN _dG3B _dOCLCQ _dSTF _dIGB _dSFB _dOCLCQ _dITD _dS1C
020			_a9781400883271 _q((electronic)l(electronic)ctronic)
043			_an-us---
050	0	4	_aLB2340 _b.G364 2016
050	0	4	_aLB2340
049			_aMAIN
100	1		_aAkers, Beth, _d1983- _e1
245	1	0	_aGame of Loans : _bthe Rhetoric and Reality of Student Debt / _cBeth Akers and Matthew M. Chingos.
260			_aPrinceton : _bPrinceton University Press, _c(c)2016..
300			_a1 online resource
336			_atext _btxt _2rdacontent
337			_acomputer _bc _2rdamedia
338			_aonline resource _bcr _2rdacarrier
347			_adata file _2rda
504			_a2
505	0	0	_tA brief introduction to student loans -- _tWhat does student borrowing in the United States really look like? -- _tHow did we get here? -- _tIs a crisis on the horizon? -- _tHow are student loans impacting borrowers and the economy? -- _tThe real problems in student lending -- _tSolving the real problems.
520	0		_a"Bringing needed clarity to an issue that concerns all of us, Beth Akers and Mathew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college - the riskiest segment of borrowers - and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending"-- _cProvided by publisher.
530			_a2 _ub
650		0	_aStudent loans _zUnited States.
650		0	_aStudents _zUnited States _xFinance, Personal.
650		0	_aCollege graduates _zUnited States _xFinance, Personal.
655		1	_aElectronic Books.
700	1		_aChingos, Matthew M.
856	4	0	_uhttps://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=1223451&site=eds-live&custid=s3260518 _zClick to access digital title | log in using your CIU ID number and my.ciu.edu password
942			_cOB _D _eEB _hLB. _m2016 _QOL _R _x _8NFIC _2LOC
994			_a92 _bNT
999			_c86121 _d86121
902			_a1 _bCynthia Snell _c1 _dCynthia Snell