000			03528cam a2200397Ii 4500
001			ocn936379735
003			OCoLC
005			20240726105014.0
008			160202t20162016maua ob 001 0 eng d
040			_aNT _beng _erda _epn _cNT _dOCLCO _dYDXCP _dEBLCP _dVLB _dDEBSZ _dOCLCO _dRRP _dIDB _dAGLDB _dUBY _dYDX _dOCLCO _dORU _dIAT _dOCLCQ _dDEGRU _dBUF _dOCLCQ _dH9Z _dSTF _dAU@ _dOL _dJSTOR
020			_a9780674915480 _q((electronic)l(electronic)ctronic)
043			_an-us---
050	0	4	_aHG3754 _b.E545 2016
049			_aMAIN
100	1		_aOlegario, Rowena, _e1
245	1	0	_aThe engine of enterprise : _bcredit in America / _cRowena Olegario.
260			_aCambridge, Massachusetts : _bHarvard University Press, _c(c)2016.
300			_a1 online resource (301 pages) : _billustrations
336			_atext _btxt _2rdacontent
337			_acomputer _bc _2rdamedia
338			_aonline resource _bcr _2rdacarrier
347			_adata file _2rda
520	0		_a"American households, businesses, and governments have always used intensive amounts of credit. The Engine of Enterprise traces the story of credit from colonial times to the present, highlighting its productive role in building national prosperity. Rowena Olegario probes enduring questions that have divided Americans: Who should have access to credit? How should creditors assess borrowers' creditworthiness? How can people acommodate to, rather than just eliminate, the risks of a credit-dependent economy? In the 1970s Alexander Hamilton saw credit as "the invigorating principle" that would spur the growth of America's young economy. His great rival, Thomas Jefferson, deemed it a grave risk, inviting burdens of debt that would amoung to national self-enslavement. Even today, credit lies at the heart of longstanding debates about opportunity, democracy, individual responsibility, and government's reach. Olegario goes beyond these timeless debates to explain how the institutions and legal frameworks of borrowing and lending evolved and how attitudes about credit both reflected and drove those changes. Properly managed, credit promised to be a powerful tool. Mismanaged, it augured disaster. The Engine of Enterprise demonstrates how this tension led to the creation of bankruptcy laws, credit-reporting agencies, and insurance regimes to harness the power of credit while minimizing its destabilizing effects"--Jacket.
504			_a2
505	0	0	_aCh. 1. "The Sound of Your Hammer" : The Foundations of Credit in the New Republic -- _tCh. 2. "To Be a Bankrupt Is Nothing" : Credit, Enterprise, and Risk in the Antebellum Era -- _tCh. 3. "There Is Considerable Friction" : Credit in the Reconstructed Nation -- _tCh. 4. "To Open Up Mass Markets" : A Nation of Consumers and Home Owners -- _tCh. 5. "Children, Dogs, Cats, and Moose Are Getting Credit Cards" : The Erosion of Credit Standards -- _tPostscript: Creative and Destructive Credit.
530			_a2 _ub
650		0	_aCommercial credit _zUnited States _xHistory.
650		0	_aMercantile system _zUnited States _xHistory.
650		0	_aFinance _zUnited States _xHistory.
650		0	_aEconomic development _zUnited States _xHistory.
655		1	_aElectronic Books.
856	4	0	_uhttps://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=1133823&site=eds-live&custid=s3260518 _zClick to access digital title | log in using your CIU ID number and my.ciu.edu password
942			_cOB _D _eEB _hHG.. _m2016 _QOL _R _x _8NFIC _2LOC
994			_a92 _bNT
999			_c85718 _d85718
902			_a1 _bCynthia Snell _c1 _dCynthia Snell