Intro -- Title Page -- Copyright Page -- Contents -- Preface -- Acronyms -- 1. Introduction: Bitcoin beginnings -- 2. New cryptocurrencies and new developments -- 3. Stablecoins: the search for stability -- 4. Initial coin offerings: the "Wild West" -- 5. The regulatory response to ICOs -- 6. Global stablecoins: Libra -- 7. Reactions to stablecoins -- 8. Central banks and central bank digital currencies -- 9. The decline of cash -- 10. Credit and trust -- Appendix: smart contracts -- Notes -- Index