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Housing finance and the secondary mortgage market : alternatives for change / Sally G. Mitchell, editor.

Contributor(s): Material type: TextTextSeries: Publication details: New York : Nova Publishers, (c)2015.Description: 1 online resourceContent type:
  • text
Media type:
  • computer
Carrier type:
  • online resource
ISBN:
  • 9781634828789
Subject(s): Genre/Form: LOC classification:
  • HD7287 .H687 2015
Online resources: Available additional physical forms:
Contents:
Sean M. Hoskins, Katie Jones and N. Eric Weiss -- Chapter 2. Transitioning to Alternative Structures for Housing Finance / David Toregrosa -- Index.
Subject: When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household's financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan. A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers.
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Includes bibliographies and index.

Chapter 1. An Overview of the Housing Finance System in the United States / Sean M. Hoskins, Katie Jones and N. Eric Weiss -- Chapter 2. Transitioning to Alternative Structures for Housing Finance / David Toregrosa -- Index.

When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household's financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan. A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers.

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