Everyday finance : economics, personal money management, and entrepreneurship / Thomas Riggs, editor ; Mary Rose Bonk, project editor.

Includes bibliographies and index.

Volume 1: Reader's guide -- Glossary -- How The Economy Works -- Introduction: What is economics? -- Biography: Adam Smith -- Big picture: Macroeconomics -- Overview: Macroeconomics -- Basic Economic Concepts -- Scarcity -- Biography: Thomas Malthus -- Three economic questions: what, how, for whom? -- Factors of production: land, labor, capital -- Circular flow of economic activity -- Ceteris paribus -- Economic Systems And Philosophies -- Traditional economic system -- Barter -- Market economy -- Biography: John Stuart Mill -- Classical economics -- Neoclassical economics -- Say's law -- Keynesian economics -- Monetarist theory -- Supply side theory -- Rational expectation theory -- Planned economy -- Marxist economics -- Biography: Karl Marx -- Mixed economic system -- Transition economy -- What Is Money? -- Money -- Money supply -- Inflation -- Deflation -- Stagflation -- Debt -- Interest rate -- Economy In Action -- Economic growth -- Business cycle -- Recession -- Great Depression -- Industries -- Investment -- Employment and unemployment -- Financial markets -- Black market -- How The Economy Is Measured -- Gross domestic product -- Consumption -- Aggregate demand -- Aggregate supply -- Income -- Consumer price index -- Producer price index -- Index of leading economic indicators -- Standard of living -- Individual Parts: Microeconomics -- Overview: Microeconomics -- Biography: Alfred Marshall -- Supply And Demand: The Relationship Between Businesses And Consumers -- Markets -- Supply and demand -- tic and inelastic demand -- Marginal utility -- Economic shortage -- Economic surplus -- Income and substitution effects -- Market failure -- Externality -- Economic rent -- Competition Between Businesses -- Perfect competition -- Monopoly -- Natural monopoly -- Government-granted monopoly -- Monopolistic competition -- Oligopoly -- Cartel -- Game theory -- What Motivates Businesses -- Revenue -- Profit and loss -- Long run versus short run -- Economies of scale -- Barriers to entry -- Law of diminishing returns -- Opportunity costs -- Production possibility curve -- Technology -- Consumer sovereignty -- Labor: The People Working In The Economy -- Labor force -- Division of labor -- Wages -- Inequality in the labor force: opportunity versus outcome -- Distribution of income -- Productivity -- Labor union -- Labor-management relations -- How Countries Work Together: International Trade -- Overview: International trade -- Biography: David Ricardo -- Basic Concepts -- Exports -- Imports -- Absolute advantage -- Comparative advantage -- Free trade -- Money Moving Between Countries -- Balance of payments -- Trade surplus and trade deficit -- Foreign exchange -- Foreign direct investment -- International Trends -- Globalization -- Developed countries -- Developing countries -- International labor issues -- Foreign worker -- Government's Role In The Economy -- Overview: Government's role in the economy -- Biography: John Maynard Keynes -- Basic Responsibilities -- Private property and property rights -- Creation of public goods -- Problem of free riders -- Fiscal policy -- Government spending -- Multiplier effect -- Government failures -- Economic development -- Sustainable development -- Transfer payment -- Welfare -- Foreign aid -- Monetary policy -- Bank reserves -- Economic legislation -- Antitrust legislation -- Intellectual property -- Labor laws -- Minimum wage -- Protectionism -- Free trade zone -- Price ceilings and price floors -- How Governments Raise Money -- Taxes -- Income tax -- Sales tax -- Excise tax -- Property tax -- Estate tax and inheritance tax -- Business tax -- Who Oversees The Economy: Government Organizations -- Bureau of Economic Analysis -- Bureau of Labor Statistics -- Consumer Product Safety Commission -- Federal Deposit Insurance Corporation -- Federal Open Market Committee -- Food and Drug Administration -- Federal Reserve System -- Federal Trade Commission -- Internal Revenue Service -- Securities and Exchange Commission -- Group of Eight -- International Monetary Fund -- Trade Blocs -- World Trade Organization -- World Bank --

Volume 2: Personal Money Management: Buying, Borrowing, Saving, And Insuring -- Introduction: Personal money management -- Buying: the consumer's role in the economy -- Overview: Personal decision making and shopping -- Common Concerns -- Budgeting -- Bills -- Buying a car -- Leasing a car -- Buying a home -- Renting an apartment -- How To Pay For Everyday Purchases -- Cash -- Checking account -- Credit card -- MasterCard -- Visa card -- Charge card -- Debit card -- Electronic banking -- Money order -- Cashier's check -- Traveler's check -- Gift certificate -- Gift card -- Borrowing: When You Need More Money Than You Have -- Overview: Why people go into debt -- Types Of Loans -- Loan -- Line of credit -- Personal loan -- Student loan -- Car loan -- Home loan -- Home equity loan -- Payday loan -- Debt consolidation loan -- Who Lends Money -- Bank -- Credit union -- Savings and loan association -- Finance company -- Pawnbroker -- Rent-to-own store -- Check-cashing store -- Problems With Debt -- Credit counseling -- Credit bureau -- Bankruptcy -- Garnished wages -- Saving and Investing: Planning For The Future -- Overview: Saving and investing money -- Motivations For Saving And Investing -- Time value of money -- Risk versus reward -- Financial planning -- Saving for college -- Retirement plans -- Where To Save And Invest -- Savings account -- Money market account -- Certificate of deposit -- Common stock -- Stock market -- New York Stock Exchange -- NASDAQ -- Bond -- Mutual fund -- Treasury securities -- Hedge fund -- Capital gains and losses -- Safe deposit box -- Protecting Yourself From Risk -- Overview: Insurance -- Types Of Insurance -- Home insurance -- Renter's Insurance -- Car insurance -- Warranty -- Medical insurance -- Health maintenance organization -- Preferred provider organization -- ColoradoBRA -- Dental insurance -- Disability insurance -- Life insurance -- Government Protection -- Medicare -- Medicaid -- Food stamp -- Social security -- Temporary assistance to needy families -- Special supplemental nutrition program for women, infants, and children -- Worker's compensation -- Consumer Bill of Rights -- Consumer credit Protection Act -- Usury laws -- Entrepreneurship: World Of Business -- Introduction: Entrepreneurship -- How businesses are run -- Overview: Business organization -- Types Of Businesses -- Corporation -- Board of directors -- Limited and unlimited liability -- Multinational corporation -- Partnership -- Franchise -- Sole proprietorship -- Independent contractor -- Nonprofit organization -- Charity -- Basic Business Concerns -- Starting a business -- Business plan -- Management -- Risk taking -- Venture capital -- Small Business Administration -- Creating Products And Services -- Product development -- Brand -- Manufacturing -- Mass production -- Outsourcing -- Quality control -- Total quality management -- Product liability -- Customer satisfaction -- Attracting Customers -- Overview: Marketing mix : product, place, price, promotion -- Marketing And Advertising -- Market research -- Advertising -- Mass marketing -- Niche marketing -- Direct mailing -- Bringing The Product To The Customer -- Distribution -- Pricing -- Selling -- Retailing -- E-commerce -- Web management -- Public relations -- Money Management -- Overview: Accounting -- Cash Flow -- Cost of production -- Cost-benefit analysis -- Inventory control -- Investment management -- Business financing -- Financial statements -- Depreciation -- Trade credit -- Dividends -- Working With Employees -- Overview: Hiring and managing employees -- Job applications -- Human resources -- Payroll -- Cost of living adjustment -- Employee benefit -- Equal opportunity -- Ergonomics -- Stress management -- Business Ethics And The Law -- Overview: Business ethics -- Business laws -- Bait and switch -- Pyramid Scheme -- Identity theft -- Insider trading -- Better Business Bureau -- Further reading -- Index.

From Publisher's website: Everyday Finance: Economics, Personal Money Management, and Entrepreneurship provides a mix of basic and practical information on economics, personal money management, and starting a business. The authors show how various financial institutions and the stock market work; shed light on social security; examine basic business and accounting practices; and demonstrate how to manage and make money in everyday life. Everyday Finance contains 300 topical entries ranging in length from 250 to 1,500 words that are organized into 3 units: How the Economy Works, Personal Finance: Buying, Borrowing, Saving, and Insuring, and The World of Business. This set includes more than 200 photographs and 40 charts; extensive cross-references; sources for further study; and a cumulative general index.

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