Essentials of retirement planning : a holistic review of personal retirement planning issues and employer-sponsored plans /

Robbins, Eric J.,

Essentials of retirement planning : a holistic review of personal retirement planning issues and employer-sponsored plans / Eric J. Robbins. - Second edition. - 1 online resource (x, 389 pages) - Finance and financial management collection, 2331-0057 . - Finance and financial management collection. .



Part I. Retirement plan overview -- 1. Crisis of financial unawareness and a 30,000-foot view -- 2. The retirement landscape -- 3. Initial concerns in retirement planning -- 4. Defined benefit plan types and money purchase pension plans -- 5. The world of defined contribution plans -- 6. Plans for small businesses and nonprofits -- Part II. Retirement plan design -- 7. Coverage, eligibility, and participation rules -- 8. Designing benefit offerings -- 9. Plan loans, vesting, and retirement age selection -- 10. Death and disability planning -- 11. Plan funding and investing -- 12. Fiduciary responsibility -- Part III. Retirement plan administration -- 13. Plan installation and administration -- 14. Plan terminations -- Part IV. Special plan types -- 15. Nonqualified deferred compensation plans -- 16. Equity-based compensation -- 17. Introduction to IRAs -- 18. IRAs in depth -- Part V. Comprehensive retirement planning -- 19. A holistic view of retirement planning -- 20. Social security -- 21. Retirement needs analysis -- 22. Housing, Medicare, and long-term care concerns -- 23. Retirement distribution planning -- 24. Managing distribution options -- Questions and answers -- Appendix -- Notes -- References -- Index.

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This book provides the quintessential information needed to understand the financial side of the retirement planning coin. You'll begin by learning about the various plan types employers may offer their employees. Topics related to compliance testing as well as the strategies used to legally shift benefits in favor of highly compensated employees will be thoroughly discussed. However, some employers do not sponsor a plan. In this instance, retirement savers will need to understand the options available within the world of individual retirement accounts. This book is not intended to provide investment advice, but rather to show how different retirement savings vehicles function and how they can be effectively deployed. Many financial professionals find that their clients ask questions about all aspects of their financial life. For this reason, this book also discusses noninvestment-related topics such as housing options, Social Security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.




Mode of access: World Wide Web.
System requirements: Adobe Acrobat reader.

9781631572418


Retirement--Planning.

employer-sponsored plans medicare social security retirement plan compliance testing retirement planning


[genre]

HQ1062