The student's guide to financial literacy /

Lawless, Robert E., 1966-,

The student's guide to financial literacy / [print] Robert E. Lawless. - Santa Barbara, California : Greenwood, (c)2010. - xiii, 220 pages : illustrations ; 27 cm.



The value of an education. Targeting the right career. Educational costs versus benefits. Paying for college. Enhancing your marketability -- The importance of savings. The wonders of compounding. Inflation. Budgeting. Automatic savings plans. Buying your first home. The goal of retirement -- Investments. Benchmarks and indexes. Bank products. Fixed income. Equities. Mutual funds. Exchange traded funds. Real estate. Alternative investments. Avoiding investment scams -- Principals of investing. Risk versus return. Diversification. Active and passive investing. Personal investment objectives. Portfolio allocation examples. Portfolio rebalancing -- Debt. Good debt versus bad debt. Other people's money. The importance of your credit score. Preventing identity theft. Credit cards. Key financing terms. Consumer product loans. Financing your first home. Home equity loans -- Tax considerations. Ordinary versus capital gain taxes. The time value of money. Tax deferral. Tax avoidance. The benefits of retirement accounts. The tax geek -- Insurance. What is insurance? Liability insurance. Homeowners' insurance. Automobile insurance. Health insurance. Disability insurance. Life insurance. The protection of an umbrella. Business insurance. A cost versus benefit analysis -- The entrepreneur. The big idea. Creating a business plan. Finding financing. Protecting your investment -- Economics. The economy. Recessions and depressions. Budget deficits and surpluses. Fiscal policy. Monetary policy. Foreign currencies. Booms and busts. Leading economic indicators. Lagging economic indicators -- The ten most common mistakes to avoid.



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Finance, Personal.
Teenagers--Finance, Personal.
College students--Finance, Personal.

HG179 HG179.L418.S783 2010